2-FACTO Finance & Digital

2-FACTO Finance & Digital is a licensed Electronic Money Institution (EMI) based in Vilnius, Lithuania, and regulated by the Bank of Lithuania. The company specializes in providing modern digital payment services, including dedicated IBAN accounts, SEPA and SWIFT transfers, currency exchange, prepaid card solutions, and a payment gateway for merchants. Their mission is to offer secure, efficient, and user-friendly financial tools that redefine how both individual and corporate clients manage their money in a digital environment.