Launched in 2021, YAP positions itself as the UAE's first independent digital banking platform. The company's mission is to revolutionize the banking experience by providing a simple, fast, and secure way for users to manage their money through a mobile app. YAP is not a licensed bank itself; instead, it partners with licensed banks in the countries it operates in (such as RAKBANK in the UAE) to provide its financial services, focusing on the technology and user experience layer.

Founded in

India