Founded in 2001 by Guilherme Benchimol, XP Inc. began as an independent financial advisory firm with a mission to democratize access to quality financial products in Brazil. It has since evolved into one of the country's largest financial platforms, disrupting the traditional, bank-centric model. The company operates a multi-brand strategy, including XP, Rico, and Clear, to cater to different investor profiles, from retail to high-net-worth individuals and institutional clients. Its ecosystem includes a full suite of services such as investment brokerage, wealth management, digital banking, credit cards, insurance, and financial education, all delivered through a technologically advanced and scalable platform. XP Inc. is publicly traded on the Nasdaq stock exchange under the ticker symbol "XP".

Founded in

Brazil