XCredit Pty Ltd is a financial technology company that provides a comprehensive, API-driven Credit-as-a-Service (CaaS) platform. Its core business is to empower other companies (such as retailers, marketplaces, and fintechs) to offer credit products—like loans and lines of credit—directly to their own customer base without needing to build the complex infrastructure themselves. XCredit's platform manages the entire lending lifecycle, including customer onboarding, underwriting, loan origination, servicing, and collections, allowing its clients to launch and scale lending programs quickly.

Founded in

United States