Founded in 2018 by a group of charities and social impact funds including the Fair By Design Capital, Joseph Rowntree Foundation, and Big Society Capital, Wagestream is a social impact company built to improve the financial wellbeing of frontline workers. Its core service is Earned Wage Access (EWA), which allows employees to draw a percentage of their earned income before their scheduled payday for a small, flat fee. The platform, offered as a benefit through employers, also includes tools for financial education, savings, and spending tracking, with the mission of reducing financial stress and ending the payday loan cycle for employees.

Founded in

United Kingdom