Vivus.es is the Spanish brand of 4finance Group, a major international player in the digital consumer finance industry. The company specializes in offering small, unsecured, short-term loans (also known as "microcréditos") with a fully online application and rapid approval process. Its mission is to provide accessible and convenient credit solutions to individuals who need immediate funds, leveraging technology to make lending decisions within minutes. The service is designed for simplicity, allowing customers to apply for their first loan of up to €300, with subsequent loan amounts potentially increasing for returning customers with a good repayment history.

Founded in

Spain