Founded to provide financial flexibility, TwentyFirst Financial specializes in purchasing future payment streams from individuals. The company's primary service is offering a present-day lump sum of cash to customers who are receiving payments from a structured settlement (often from a personal injury lawsuit), a private annuity, or lottery winnings. This process, known as a transfer, allows payment recipients to access their money sooner than scheduled, and it requires court approval to ensure the transaction is in the individual's best interest.

Founded in

Canada