Founded in 2015 and backed by Y Combinator, Stilt's original mission was to provide loans and financial services to immigrants, international students, and others with limited credit history in the United States. In April 2023, the company announced it was winding down its direct lending operations. Stilt has since pivoted its business model to leverage its proprietary technology, now offering B2B solutions including "Onboard," a global identity verification product (KYC/KYB), and "Credit," an underwriting API for fintechs and financial institutions.

Founded in

United States