Simplifica is a fintech company operating in Brazil that functions as a digital financial services marketplace. Its primary mission is to provide accessible credit solutions to a wider audience, including individuals who are "negativados" (have a negative credit record). By acting as a "correspondente bancário" (banking correspondent), Simplifica does not lend money directly but instead partners with multiple banks and financial institutions to offer products such as personal loans, payroll-deducted loans ("crédito consignado"), and debt renegotiation services through its online platform. The company leverages technology to streamline the application and approval process, aiming to simplify access to financial products for its customers.

Founded in

United Kingdom