Founded in 1974 by R. Thyagarajan, A.V.S. Raja and T. Jayaraman, Shriram Group started as a chit fund business and has since grown into one of India's largest and most respected financial services organizations. The group's core philosophy is to serve the "Aam Aadmi" (the common person) by providing credit and financial services to underserved segments of the Indian economy. Its diverse portfolio includes commercial vehicle finance, retail finance, housing finance, a range of insurance products (life and general), wealth management, and stock broking services.