Ready Life is a digital banking and mortgage lending platform designed to create a pathway to generational wealth through homeownership. Co-founded by Ashley D. Bell and Dr. Bernice A. King, the company aims to serve communities often overlooked by traditional financial systems. Its core service allows customers to use a record of on-time rent and other bill payments to qualify for a mortgage, bypassing the need for a traditional credit score. The platform provides financial tools and a direct mortgage origination service to help individuals, particularly those with limited credit history, achieve their goal of buying a home.

Founded in

United States