Rate Alternative Inc., operating as RateAlternative.ca, is a licensed mortgage brokerage firm based in British Columbia, Canada. The company focuses on serving clients who have been declined by traditional banks due to factors such as poor credit, non-verifiable income, or being self-employed. They act as an intermediary, connecting these borrowers with a network of B-lenders and private lenders to secure mortgage financing for home purchases, refinancing, and debt consolidation. Their mission is to provide accessible mortgage solutions for Canadians facing unique financial circumstances.

Founded in

Canada