Monea is a financial technology company licensed by the Bangko Sentral ng Pilipinas (BSP) as an Electronic Money Issuer. Its core product is the Monea e-wallet, a mobile application designed to provide accessible and convenient digital financial services to Filipinos. The platform enables users to send and receive money, pay bills, buy mobile load, and make QR code payments, aiming to foster financial inclusion in the Philippines by simplifying digital transactions.