MB Shinsei Finance Limited Liability Company (Mcredit) is a consumer finance company that officially launched in 2016. It operates as a joint venture between Military Commercial Joint Stock Bank (MB Bank) of Vietnam and Shinsei Bank, Limited of Japan. Mcredit's mission is to provide convenient and accessible digital financial solutions to a broad range of Vietnamese customers, particularly those with limited access to traditional banking services. The company's main products include cash loans, installment loans for consumer goods (like motorbikes and electronics), and credit cards, leveraging technology to offer a streamlined application and approval process.

Founded in

Vietnam