Originally founded as JD Finance in 2013 and later rebranded to JD Digits in 2018, the company was the fintech unit of Chinese e-commerce giant JD.com. In early 2021, JD Digits merged with JD's AI and Cloud businesses to form JD Technology (JDT). The company's mission is to leverage cutting-edge technologies like big data, artificial intelligence, cloud computing, and blockchain to provide digital and technology-driven solutions. It primarily serves other businesses and financial institutions, aiding in their digital transformation by offering services in risk management, customer acquisition, and operational efficiency, while also operating consumer finance products like JD Baitiao (IOU) and Jintiao (cash loans).

Founded in

China