Home Credit Consumer Finance Co., Ltd. (HCCFC) is one of China's first licensed consumer finance companies, established in 2010 and wholly owned by the global consumer finance provider Home Credit Group. Headquartered in Tianjin, the company focuses on providing responsible credit to a wide range of customers, often those with little or no credit history. Its primary offerings include point-of-sale (POS) loans for purchasing goods like electronics and home appliances, cash loans, and revolving loan products. The company has heavily invested in technology, leveraging fintech innovations and a large offline sales network to serve customers across China.

Founded in

China