Harmoney is a digital finance company (FinTech) that operates an online direct lending platform. Founded in New Zealand in 2014, it was the country's first licensed peer-to-peer lending marketplace. The company has since evolved its business model, transitioning from P2P lending to funding loans directly from its own balance sheet and through institutional warehouse facilities. Harmoney's mission is to provide customers with simpler, fairer, and more personalized loan experiences through data-driven technology. The company is publicly listed on the Australian Securities Exchange (ASX) and the New Zealand Stock Exchange (NZX) under the ticker code HMY.

Founded in

New Zealand