Founded in 2016, Funding U, Inc. is a private student loan provider focused on offering a "smarter alternative" to traditional cosigned loans. The company's mission is to empower ambitious students by using a proprietary scoring model that evaluates academic achievements, course load, work experience, and projected future earnings, rather than relying solely on a FICO score or a cosigner's credit history. This merit-based approach aims to help students build their own credit and secure funding for their education independently.

Founded in

United States