Factum Finance a.s. is a specialized financial services company based in the Czech Republic. Established as a non-bank entity, its core business revolves around providing working capital financing to small and medium-sized enterprises (SMEs). The company's primary services include factoring (the purchase of short-term receivables) and forfaiting (the purchase of medium-term export receivables), which helps businesses improve their cash flow and mitigate credit risk. It is a member of the Czech Leasing and Financial Association (ČLFA), underscoring its role within the regulated Czech financial sector.

Founded in

Brazil