Bright Credit LLC, operating under the brand name "Bright Money," is a wholly-owned subsidiary of Bright Money Inc. The company leverages data science and artificial intelligence to provide personalized financial plans for its users. Its core services, delivered through a mobile app, focus on automating credit card debt payments, building a positive credit history, and encouraging savings. Founded by a team with experience from Google, Amazon, and McKinsey, Bright's mission is to improve the financial well-being of its users by making money management simpler and more effective. It is not a bank but provides its services in partnership with FDIC-insured banks.

Founded in

United States