Founded in 1996, Authorize.net is one of the oldest and most widely used payment gateways. It provides services for small- to medium-sized businesses to accept and manage credit card and electronic check transactions via their websites, retail stores, mail order/telephone order (MOTO) call centers, and mobile devices. In 2007, the company was acquired by CyberSource Corporation, which was subsequently acquired by Visa Inc. in 2010. Authorize.net now operates as a subsidiary of Visa, offering a suite of services including a payment gateway, virtual terminal, fraud detection tools, and recurring billing features.