321Loans.org operates as an online marketplace and lead generator, not a direct lender. The company's service is to collect a single online application from a consumer seeking a personal or installment loan and share that information with its network of affiliated lenders. The mission is to simplify the loan-finding process for consumers by providing a single point of entry to multiple lending options. 321Loans.org itself does not make credit decisions, set loan terms, or fund loans; its business model is based on generating and selling consumer leads to actual lending institutions.

Founded in

United States