Pennysmart is a financial technology company that partners with employers to improve the financial wellbeing of their workforce. The platform allows employees to automatically save a portion of their salary, access affordable loans with repayments taken directly from their pay, and receive financial education. The company's mission is to help people save, borrow, and pay for things in a smarter, more affordable way, thereby reducing financial stress and increasing financial resilience. Pennysmart is authorised and regulated by the Financial Conduct Authority (FCA).

Founded in

Ghana