Founded in 2018, Oxygen, Inc. is a financial technology company, not a bank. It operates as a "neobank" providing modern digital banking solutions targeted at consumers, freelancers, and small business owners within the gig economy. Its mission is to offer more flexible and accessible financial tools than traditional banks. All banking services are provided through its FDIC-insured partner banks, The Bancorp Bank, N.A. or Pathward, N.A., which means customer deposits are federally insured. The platform offers features like tiered rewards, cashback on purchases, virtual cards, and early direct deposit.

Founded in

United States