Founded in 2013, Morning (formerly known as Payname) was a pioneering French fintech that aimed to simplify banking for freelancers and small to medium-sized enterprises (SMEs). It operated as a payment institution, offering professional accounts with a French IBAN, Mastercard payment cards, and various payment services. In 2017, the company faced regulatory challenges but later restructured. In 2020, Morning was acquired by Swan, a Banking-as-a-Service (BaaS) provider, and its technology and operations were integrated into Swan's platform, which now offers embedded finance solutions.

Founded in

France