Originally founded in 1875 as the Toowoomba Permanent Building Society, Heritage Bank is one of Australia's longest-running mutual banks. In March 2023, Heritage Bank merged with People's Choice Credit Union to form Heritage and People's Choice Ltd, creating one of the largest customer-owned banking organisations in Australia. The company operates on a member-first model, reinvesting profits to benefit its members and communities rather than paying dividends to shareholders. It offers a full suite of banking services including home loans, personal loans, savings accounts, term deposits, credit cards, insurance, and financial planning.

Founded in

United States