Finaptic is a Canadian financial technology company founded in 2021 that provides an embedded finance platform. Its core business is offering Banking-as-a-Service (BaaS) through an API-first platform, allowing non-financial companies and fintechs to integrate a wide range of financial services—such as bank accounts, payments, and card issuing—directly into their own branded products and customer experiences. The company's mission is to democratize banking by simplifying the complexity of financial infrastructure for other businesses.