Company Information

Get to know IOU Financial

IOU Financial Inc. is a publicly-traded company (TSX-V: IOU; OTCQX: IOUFF) that provides small business loans in the United States and Canada. Founded in 2009, the company operates as an alternative lender, utilizing its proprietary technology platform (I-scoring) to assess credit risk and underwrite loans more efficiently than traditional banks. Its mission is to support the growth of "Main Street" businesses by offering working capital loans ranging from $10,000 to $1,000,000 with flexible terms, addressing the gap left by conventional financial institutions.

Industry

Financial FundraisingPRIMARY
Financial Banking
Financial Other Service

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IOU Financial

United States

Founded in

2011 (15 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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Regulated

Recommended

(73 reviews)

Cyprus

2009

(17 years)

Security Information :

CySEC

FSCA

DFSA

Security Information

Warning

This company is currently Unproved.

Please be cautious of the potential risks!

License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.