Company Information

Get to know Happy

Founded in 2009 by Scott Saunders, Happy Money, Inc. is a U.S.-based fintech company on a mission to develop and power new forms of money that make people happier. The company operates as a marketplace that partners with credit unions and other community-focused financial institutions to originate personal loans, primarily for credit card debt consolidation. By combining psychology and financial services, Happy Money aims to help its members reduce financial stress, pay off debt faster, and transition from borrowing to saving.

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Happy

India

Founded in

12月 2016 (9 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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Markets.com

(327 reviews)

United States

2008

(18 years)

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FSCA

Security Information

Warning

This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.