Company Information

Get to know earnest inc.

Founded in 2013 and acquired by Navient in 2017, Earnest is a fintech lender that uses a data-driven approach to provide more personalized financial products. The company's mission is to make higher education more accessible and affordable for everyone by offering lower interest rates based on a holistic review of a borrower's financial profile. Earnest provides a range of lending products, including private student loans for current students, student loan refinancing for graduates, and personal loans.

Industry

Financial BankingPRIMARY
Financial Other Service

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earnest inc.

United States

Founded in

2013 (13 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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Markets.com

(326 reviews)

United States

2008

(18 years)

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.