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Brazil
2021 (5 Years)
Last online: No recent activity
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This company is currently Unproved.
Please be cautious of the potential risks!
License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Get to know Desconto Direto
Company Information
Get to know Desconto Direto
Desconto Direto is a digital financial services correspondent (correspondente bancário) based in Brazil. The company operates as a fintech platform that connects public servants, military personnel, and INSS retirees/pensioners with a variety of financial products from partner institutions. Its primary focus is on offering "crédito consignado" (payroll-deducted loans), which feature lower interest rates due to the low-risk nature of direct payroll deductions. In addition to loans, the company also facilitates access to payroll-deducted credit cards and insurance products. Their mission is to simplify and democratize access to credit by providing a secure, transparent, and fully digital application process.
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