Company Information

Get to know Credit Lab

Credit Lab, Inc. is a business-to-business (B2B) financial technology company that provides an API-first embedded lending platform. Their mission is to make credit more accessible and transparent by allowing other companies—such as banks, fintechs, and consumer brands—to seamlessly integrate credit products like personal loans and lines of credit directly into their own websites and applications. Credit Lab handles the underlying technology, compliance, and loan servicing, allowing their partners to launch new lending programs quickly and efficiently.

Industry

Technology White Label PlatformPRIMARY
Financial Other Service

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Credit Lab

United States

Founded in

2004 (22 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.