Company Information

Get to know chime - mobile banking

Chime is an American financial technology company, not a bank, that provides fee-free mobile banking services. Founded in 2013 by Chris Britt and Ryan King, the company's mission is to help its members achieve financial peace of mind. Chime's services, such as checking and savings accounts, are provided through its bank partners, The Bancorp Bank, N.A. or Stride Bank, N.A., ensuring that member deposits are FDIC insured. The company's core offerings include no monthly fees, a feature called SpotMe® for fee-free overdrafts, early direct deposit access, and a credit-builder credit card, all managed through its mobile app.

Industry

Financial BankingPRIMARY
Financial Other Service

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chime - mobile banking

United States

Founded in

2013 (13 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.