Unloan

Unloan is a digital home loan provider launched in 2022 as a division of the Commonwealth Bank of Australia (CBA). The company's mission is to simplify the home loan process by offering a fully digital application and management experience. Its key value proposition is a home loan that rewards customers with a continuously decreasing interest rate for the life of the loan, with the discount growing each year as the loan-to-value ratio decreases. Unloan aims to challenge the traditional mortgage market by providing a more transparent, faster, and rewarding product for refinancing and new home purchases.