Sarma

Sarma offers multiple services to help consumers and businesses make key decisions. These decisions range from employment, financial decisions, collections activity, profitability growth, purchases, and more. SARMA’s organization came from an organization established in the late 1800’s. The founding organization was comprised of San Antonio business leaders who grouped together to discuss ways to improve San Antonio business. It operated very similar to the Downtowners Association and the Chamber of Commerce. In the early 1900’s this group of businessmen recognized that the city was growing and that to be successful, more of their sales had to be done with the use of consumer credit. At the time, credit was only extended to consumers that the retailer or lending institution had personal knowledge of the consumers family and that family’s financial condition. It should also be recognized that prior to this consumer credit was limited to the corner grocery store and the banking industry.