Ref Finance

Ref Finance is a foundational decentralized exchange (DEX) operating on the NEAR Protocol blockchain. It functions as an Automated Market Maker (AMM), allowing users to swap various crypto assets, provide liquidity to earn trading fees, and participate in yield farming. Governed by its community through the Ref DAO (Decentralized Autonomous Organization), its mission is to serve as a central gateway for DeFi projects and users entering the NEAR ecosystem, combining several core DeFi components like a decentralized exchange, a lending protocol, and a synthetic asset issuer into a single, unified platform.