Founded in Hong Kong in 2017, PanPay Group is a financial technology company focused on providing one-stop, cross-border payment solutions for global small and medium-sized enterprises (SMEs). The company's mission is to build a global payment network to make international business transactions more efficient and cost-effective. Their core services include multi-currency virtual accounts, global payment collection, foreign exchange, and API integration for merchants. The company holds a Money Service Operator (MSO) license in Hong Kong and is registered as a Money Services Business (MSB) in the United States.