November First

November First is a digital cross-border payment platform. Licensed as a payment institute by the Danish FSA, November First today manages international payments for companies in Denmark realizing savings of 20-50% on the currency margin and 40% – 50 % on fees compared to other Danish banks. The platform allows multiple banks to automatically bid on each payment in real time, thus providing an unseen transparency on real time exchange rates and transaction fees for the clients. Having established itself as a cost efficient alternative to incumbent banks, November First has embarked on the new objective of facilitating a digitalization of the financial functions. Through the development of a solid API the company have entered into multiple partnerships that includes some of the leading ERP and Salary systems in Denmark and the Nordics, and during 2018 November First will launch its services on other European markets through portals and new partnerships.