mercari finance

Launched in 2019 by Mercari, Inc., Merpay, Inc. is a fintech company with a mission to build a society of trust through a new form of credit creation. Its core service, Merpay, is a mobile payment solution that allows users to make payments easily using their sales balance from the Mercari marketplace, bank-charged funds, or its buy-now-pay-later feature, "Merpay Smart Payments." The service extends beyond the Mercari app for use at various online and physical stores across Japan. Merpay aims to create a seamless financial experience and contribute to a circular economy by linking consumption and sales within its ecosystem, which also includes the "MerCard" credit card and integration with the group's crypto-asset service, Mercoin.