L&T Finance Holdings Limited

L&T Finance Holdings Limited (LTFH) is a leading NBFC promoted by Larsen & Toubro Limited, one of India's largest engineering and construction conglomerates. Established in 2008, the company has grown into a major financial services provider with a strong focus on retail finance. Its mission is to be a top-tier, digitally-enabled, and customer-focused finance company. LTFH's primary business segments include Rural Finance (such as Farm Equipment and Two-Wheeler Finance), Urban Finance (including Home Loans and Loans Against Property), and SME Loans. In December 2023, the company completed a significant merger with its subsidiaries L&T Finance Ltd., L&T Infra Credit Ltd., and L&T Mutual Fund Trustee Ltd. to create a simplified, unified corporate structure branded as "L&T Finance".