Koxa GmbH is a German financial technology company focused on simplifying B2B payment processes. By leveraging Open Banking APIs under the PSD2 regulation, Koxa's platform allows businesses to initiate payments directly from their customers' bank accounts. This A2A model bypasses traditional card networks, aiming to reduce transaction costs, improve cash flow through faster settlements, and automate the reconciliation of payments with invoices. Their service is designed for businesses seeking more efficient and cost-effective payment solutions for invoicing and recurring revenue.