INBONIS

Founded in 2014, INBONIS is a financial technology company dedicated to providing transparent, independent, and accessible credit ratings for SMEs. As the first Credit Rating Agency (CRA) in Europe focused exclusively on this segment, its mission is to help small and medium-sized businesses access better financing conditions by standardizing their credit risk assessment. The company is registered with and supervised by the European Securities and Markets Authority (ESMA), ensuring its methodologies and ratings adhere to European regulatory standards.