Heimkapital

Founded in 2018, Heimkapital offers a financial solution known as "Immobilien-Teilverkauf" (real estate partial sale). The company's mission is to provide homeowners, often seniors, with financial flexibility without requiring them to sell their entire property or take on new debt. Heimkapital purchases a co-ownership stake of up to 50% of a property, providing the owner with a lump-sum cash payment. The original owner retains the right of residence and use of the entire property in exchange for a monthly usage fee paid to Heimkapital for the portion sold.