HAMAG-BICRO - Croatian agency for SMEs, Innovations and Investments

The Croatian Agency for SMEs, Innovations and Investments (HAMAG-BICRO) is a key governmental institution in Croatia tasked with fostering the growth of small and medium-sized enterprises (SMEs). Created by merging the Croatian Agency for Small Business (HAMAG) and the Business Innovation Agency of the Republic of Croatia (BICRO), its mission is to act as a central support system for entrepreneurship. The agency provides support through various financial instruments, including grants, loans, and guarantees, and implements programs aimed at encouraging innovation, entrepreneurship, and investment across the country.