Founded on the principle of transparent pricing, Flat Fee Merchant Services aims to simplify credit card processing for small and medium-sized businesses. The company provides a range of merchant services, including credit card terminals, point-of-sale (POS) systems, and e-commerce payment gateways. Their core business model revolves around a flat-fee or subscription-based pricing structure, which contrasts with the often complex interchange-plus or tiered pricing models common in the industry, thereby eliminating hidden fees and providing predictable monthly costs for their clients.