Fintecture

Founded in 2018, Fintecture is a French fintech company that operates as a licensed payment institution authorized by the Banque de France (ACPR). The company's mission is to reinvent B2B and B2C payments by leveraging Open Banking (PSD2) technology. It offers a "Pay by Bank" solution that enables merchants to receive direct, irrevocable bank-to-bank transfers from their customers, bypassing traditional card networks. This results in lower transaction costs, instant settlement, and enhanced security for businesses across Europe.