Fintech Referencia

Founded to democratize access to financing for businesses in Colombia, Fintech Referencia operates a digital marketplace for receivables. The company's platform allows businesses to sell their outstanding invoices (factoring) or manage payments to their suppliers (confirming) at a discount to receive immediate working capital from a network of investors. Supervised by the Superintendencia de Sociedades de Colombia, their mission is to provide an agile, transparent, and efficient alternative to traditional bank financing, thereby supporting the growth and liquidity of the Colombian business ecosystem.