Finscore

FinScore is an alternative credit scoring company that is powered by telco data and advanced analytics. Our credit scoring models and platform and fraud detection solutions help financial institutions reduce defaults, increase approval rates and combat fraud, while simultaneously empower more than 60 MILLION individuals achieve better financial inclusion through tapping non-traditional identity attributes. Our mobile data credit scoring in the Philippines allows institutions to offer better services to existing customers, attract new ones, and approach untapped market segments. Through our Telco Scoring model, in parternship with leading telecom providers, we provide insights based on 400+ variables, including call patterns, transactions, social circle, location, loyalty, and profile. As of May 2020, more than 2,300,000 successful credit scores have been delivered to Philippines-based financial institutions - p2p lenders, consumer lenders, commercial & digital banks, rural and thrift banks, credit bureaus, making the company the leading alternative data credit scoring provider in the country. Awarded as 2020 Fintech Startup of Year by The Asset Triple A Awards