ferratum group

Founded in 2005 in Helsinki, Finland, Ferratum Group was a pioneer in financial technology and mobile consumer lending. The company's mission was to create a global financial ecosystem by offering fast, simple, and accessible mobile financial services. After significant international expansion, the parent company, Ferratum Oyj, was rebranded to Multitude SE in 2021 to better reflect its strategy as a fintech growth platform with three distinct business units: Ferratum (consumer lending), CapitalBox (business lending), and SweepBank (mobile banking). The group holds a European banking license and leverages technology to serve customers across multiple countries.