Founded in 1925, Evolve Bank & Trust is an FDIC-insured, Arkansas-chartered bank that has become a prominent partner for the financial technology industry. The company operates a division often referred to as Evolve Fintech Solutions, which offers an open banking platform and a robust set of APIs. This allows fintechs and other businesses to embed financial services—such as FDIC-insured deposit accounts, debit card issuing, and payment processing (ACH, wire, RTP)—directly into their products without needing their own banking license. Evolve's mission is to power the next generation of financial innovation by providing the foundational, regulated infrastructure upon which its partners can build and scale.